What is a “No-Frills” Mortgage?

What is a “No-Frills” Mortgage?

A no-frills service or product is where non-essential features have been removed from the product or service to keep the price as low as possible. And while keeping costs low at the expense of non-essential features might be okay when choosing something like which...
3 Questions To Ask Yourself Before Listing Your Home!

3 Questions To Ask Yourself Before Listing Your Home!

Deciding to list your home for sale is a big decision. And while there are many reasons you might want/need to sell, here are 3 questions you should ask yourself and have answers to before you take that step. What is my plan to get my property ready for sale?...
Planning Ahead to Get the Best Terms on Renewal!

Planning Ahead to Get the Best Terms on Renewal!

If your mortgage term is almost up for renewal, there’s a good chance you’ll be pleasantly surprised with the low-interest rates available on the market today. While the pandemic has caused a lot of economic uncertainty, the result has been very low interest rates. In...
6 Reasons to Refinance your Mortgage

6 Reasons to Refinance your Mortgage

Is now a good time to refinance your mortgage? Well, maybe! Interest rates are very low right now, and according to the bank of Canada, they will most likely remain low until at least 2023. So while everyone has different reasons to access their home equity, to a...
Payment Frequency, Does it Really Make a Difference?

Payment Frequency, Does it Really Make a Difference?

It has been said that there are two certainties in life; death and taxes. Well, as it relates to your mortgage, the single certainty is that you will pay back what you borrowed, plus interest. However, how you make your mortgage payments, the payment frequency, is...