by Andrew Macrae | Apr 13, 2021 | Blog
A no-frills service or product is where non-essential features have been removed from the product or service to keep the price as low as possible. And while keeping costs low at the expense of non-essential features might be okay when choosing something like which...
by Andrew Macrae | Mar 30, 2021 | Blog
Deciding to list your home for sale is a big decision. And while there are many reasons you might want/need to sell, here are 3 questions you should ask yourself and have answers to before you take that step. What is my plan to get my property ready for sale?...
by Andrew Macrae | Mar 16, 2021 | Blog, Mortgage
If your mortgage term is almost up for renewal, there’s a good chance you’ll be pleasantly surprised with the low-interest rates available on the market today. While the pandemic has caused a lot of economic uncertainty, the result has been very low interest rates. In...
by Andrew Macrae | Mar 2, 2021 | Blog, Mortgage
Is now a good time to refinance your mortgage? Well, maybe! Interest rates are very low right now, and according to the bank of Canada, they will most likely remain low until at least 2023. So while everyone has different reasons to access their home equity, to a...
by Andrew Macrae | Feb 17, 2021 | Blog
It has been said that there are two certainties in life; death and taxes. Well, as it relates to your mortgage, the single certainty is that you will pay back what you borrowed, plus interest. However, how you make your mortgage payments, the payment frequency, is...
by Andrew Macrae | Feb 2, 2021 | Blog, Finance, Mortgage
A question that comes up from time to time when discussing mortgage financing is, “If I have collections showing on my credit bureau, will that impact my ability to get a mortgage?” And as the answer might have a broader application than what you might initially...
