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A Surefire Plan to Saving a Downpayment

A Surefire Plan to Saving a Downpayment

by Andrew Macrae | Jan 19, 2021 | Blog, First Time Home Buyers, Mortgage

If you’re looking to save money for a downpayment; or to save money for anything really, it all starts with clarity. First, you want to get clarity around your income, then clarity around your expenses, and then you need a plan. And although this might seem...
What is a Second Mortgage?

What is a Second Mortgage?

by Andrew Macrae | Oct 20, 2020 | Blog, First Time Home Buyers, Mortgage

If you’re relatively new to the world of mortgage financing, the term “second mortgage” might cause a bit of confusion; especially if you’re a first-time homebuyer buying your first home. You might assume that when your first term is up or if...
What You Should Know About the Government’s New FTHB Incentive

What You Should Know About the Government’s New FTHB Incentive

by Andrew Macrae | Sep 12, 2019 | Blog, CMHC, First Time Home Buyers, Homeownership

Launched on September 2nd 2019, the first time home buyer’s incentive is designed to help qualified first time home buyers reduce their monthly expenses. The goal is to make housing more affordable. The government of Canada has set aside $241M for the program and has...

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