by Andrew Macrae | Jan 19, 2021 | Blog, First Time Home Buyers, Mortgage
If you’re looking to save money for a downpayment; or to save money for anything really, it all starts with clarity. First, you want to get clarity around your income, then clarity around your expenses, and then you need a plan. And although this might seem...
by Andrew Macrae | Oct 20, 2020 | Blog, First Time Home Buyers, Mortgage
If you’re relatively new to the world of mortgage financing, the term “second mortgage” might cause a bit of confusion; especially if you’re a first-time homebuyer buying your first home. You might assume that when your first term is up or if...
by Andrew Macrae | Sep 12, 2019 | Blog, CMHC, First Time Home Buyers, Homeownership
Launched on September 2nd 2019, the first time home buyer’s incentive is designed to help qualified first time home buyers reduce their monthly expenses. The goal is to make housing more affordable. The government of Canada has set aside $241M for the program and has...