Andrew Macrae

Low Rates | Creative Solutions | Exceptional Service
Founding Partner / Mortgage Expert
Dominion Lending Centres – BlueTree Mortgages WEST


Andrew here! I’m a partner and mortgage expert with Bluetree Mortgages WEST, working in Kelowna BC. My office is located on Bernard Avenue in the downtown area however I’m also happy to assist you over the phone or by email, whatever is most convenient for you. I have been a mortgage professional since 2009 and I love what I do!

As a mortgage broker I provide you with access to a wide range of lenders including banks, trust companies, credit unions, and a wide range of mortgage specific lenders. Once we decide on a mortgage structure that works for you, my team will source the best rates and terms for approval and coordinate all the lender paperwork on your behalf. In almost all scenarios the lender pays my fee directly so you get the advice and service of a licensed mortgage professional, access to the best available rates, all at no cost to you.

As an added bonus, if we do meet at my office you’ll likely meet my dog Morten. Morten and I work together, he spends most days at the office with me. As a labradoodle he’s in charge of office security but also makes himself available to greet clients and entertain children.

I look forward to helping you with your next mortgage!  

Mortgage Services

Home Purchase

If you are looking to purchase a property, understanding all the mortgage options available to you can seem overwhelming. The market in BC is hot right now and having a clear plan is a must. That’s where I come in, I have the experience to help you make sense of all the numbers and provide you with mortgage options that meet your needs. Why be tied to a single lender when you can have options from several at no cost to you!


Are you looking to refinance in order to access some of the equity built up in your property? Maybe you want to consolidate some debts, start a new business, buy a vacation or investment property… regardless of the reason, we can discuss all your mortgage refinancing options and I will be able to secure the mortgage that best meets your needs.


The best time to start looking at renewing your existing mortgage is 120 days before your maturity date. If your existing lender has sent you a renewal offer in the mail, the first thing you should do is send it to me so I can give you a second opinion. Never just sign the offer, there is always room to negotiate. Give me a call, you don’t have to do the negotiations alone.




Take a look


Here’s what others have to say

My wife and I worked with Andrew to purchase our second home. Not being the most experienced or savvy home buyer, I came with a lot of questions, and needed a great deal of guidance. Andrew always took the time to thoughtfully explain every aspect of the mortgage process. No question was too silly, and his recommendations were always in our best interest. There was never a moment where we didn’t feel completely cared for. Highly recommended. Thank you Andrew!


Brad Marshall

We’ve had the pleasure of dealing with Andrew for three mortgages.  We wouldn’t even consider going elsewhere and certainly not to a bank.  He works tirelessly to get us the best rate possible with the best possible terms.  He’s professional, reliable, courteous, confidential, and efficient and as an added bonus when we sign papers we often get to snuggle with his coolest dog ever, Morten .  We’ve been so confident working with Andrew we referred him to our kids who have also used his services twice! Thank you again Andrew for your excellent work!



 Leslie and Barry Smith

My wife and I feel fortunate to have  had Andrew  broker several mortgage transactions for us. I  recommend Andrew as a highly knowledgeable and competent mortgage broker. He is  experienced, has strong relationships within his profession and understands the fine points of the real estate trends, market values and financing options. He is  thorough and  works  hard to ensure his client`s interests are well looked after. 


 Calvin and Tamara Kettner


I keep my blog up to date so you can stay informed.

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I have developed excellent relationships with lenders across the country, let’s figure out which one has the best products for you.


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Andrew Macrae

(250) 878-8609

Office Address:

101-591 Bernard Avenue
Kelowna, British Columbia V1Y6N9

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